✨

Vista previa generada por IA

Senior Vice President – Credit Risk (Financial Institutions) – SLC or Dallas

Lead credit analysis, risk appetite, and regulatory compliance for large financial partners.

Department Overview

Credit Risk (CR) is responsible for managing the firm's credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparts is managed within the firm's risk appetite. Staffed with more than 270 professionals, CR operates through 12 different offices around the world and credit professionals work closely with many areas of the firm. Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions. The interaction with numerous departments and the range of projects that ensue allow for a challenging, varied and multi-dimensional work environment.

Job Responsibilities

Assess the credit and financial strength of the firm's Financial Institution counterparts by performing fundamental credit analysis of both quantitative and qualitative credit factors
Determine and manage the firm's credit risk appetite across derivatives, loans, funding and deposits for a portfolio of Financial Institution counterparts
Approve derivative and funding transactions while ensuring appropriate documentation and risk mitigants to protect against default and minimize potential losses
Perform credit underwriting of lending transactions, contributing credit recommendations and support to the firm's capital committee approval process
Recommend and defend internal and regulatory risk ratings for counterparts/transactions as required
Oversee and approve or perform counterparty research reviews and analysis of Financial Institution counterparts
Present findings and recommendations to senior management and answer questions relating to analysis performed
Proactively monitor and assess counterparts and industry subsectors including based on market indicators, regulatory guidance, rating agency commentary and counterparty surveillance and report relevant information and its impact to senior management in a timely manner

Basic Qualifications

Minimum of 5 years of experience covering Financial Institutions, either in a counterparty credit risk management role (preferred), fixed income research or other credit analyst role
In depth knowledge of banks, CCPs, broker-dealers, finance companies, BDCs, CDFIs, mortgage companies, insurers
Knowledge of derivatives, funding, and lending products and related trading and lending documentation (i.e., ISDA/CSA, MRA, MSFTA, credit agreements)
Familiarity with regulatory risk rating requirements and application of such guidance
Experience leading due diligence discussions with company senior management teams
Demonstrable track record of independent decision making and the ability to steer client and business negotiations to successful outcomes
Strong written and oral communication and presentational skills
Experience in presenting and defending credit work and findings to credit colleagues, senior management and other internal stakeholders
Must be able to lead and motivate an engaged and diverse team of credit professionals, providing guidance to and supervision of junior team members
Strong organizational skills and the ability to manage multiple assignments concurrently
Bachelor's degree in Business Administration, Finance, or a related field

Competencies

Functional Expertise and Technical Skills - Demonstrates deep knowledge of financial markets, risk analysis and current risk management practices as well as strong technical skills required for the role. Values attention to details, takes initiative to broaden his/her knowledge and demonstrates appropriate financial/analytical skills
Client and Business Focus - Effectively handles difficult requests, builds trusting, long-term relationships with clients, helps the client to identify/define needs and manages client/business expectations
Teamwork - Gives evidence of being a strong team player, collaborates with others within and across teams, encourages other team members to participate and contribute and acknowledges others' contributions
Communication Skills - Communicates in a clear and concise manner, shares information/new ideas with peer group and team, while demonstrating judgment to elevate as appropriate
Judgment and Problem Solving - Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions and identifies clear objectives. Sees the big picture and effectively analyzes complex issues
Creativity and Influence- Looks for new ways to improve current processes and develop creative solutions that are grounded in reality and have practical value. Takes a position on issues and influences others' opinions by presenting persuasive recommendations

ABOUT GOLDMAN SACHS

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.

We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html

Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

Risk, Credit Risk (Financial Institutions), Vice President, Salt Lake City or Dallas