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Associate – Asset Based Finance Origination at Citi – Craft and execute lending solutions for commercial clients in New York.
Join a global bank, build relationships, and shape innovative financing. Mid-level, full-time, salary $109k–$164k.
Discover your future at Citi
Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.
Job Overview
We’re looking for an Associate - Asset Based Finance to join our world-class team
Be a part of the work we do to enable progress around the globe
For the past 200 years at Citi, we have a drive to help clients move from ambition to achievement. Our company has been one of the foundational components of today’s modern financial infrastructure—this gives us a level of unmatched expertise in tackling the world’s most complex challenges and connecting across capabilities to enable lasting progress for our clients.
Successful candidate should demonstrate the following behaviors
- Develops our People: Builds talent and teams for Citi by creating a culture of meritocracy and transparency, and celebrating excellence, initiative and courage
- Drives Value for Clients: Enables economic value and positive social impact for clients, companies, governments, and communities
- Works as a Partner: Works collaboratively across the firm and encourages others to achieve the best results for Citi and our clients
- Champions Progress: Champions a culture of high standards, pushes for progress, embraces change and challenges the status quo in support of Citi’s vision and global strategy
- Lives our Values: Ensures systematically responsible outcomes while driving performance and balancing short and long term risks
- Delivers Results: Sets high standards and achieves performance objectives by creating a clear path toward ethical and sustainable results
The Associate – Asset Based Finance Origination assists Senior Transactors in originating, structuring, and executing debt solutions for our Commercial Banking Clients. Based in New York, the ideal candidate will:
Support new asset-based deal opportunities with an analysis of capital structure, borrowing base, credit profile, market comparables, and industry research
Develop targeted prospecting lists; join Senior Transactors in client and prospect meetings to develop and sustain enduring relationships
Assist in the creation of pitch materials; screen opportunities; propose appropriate structures; work alongside Underwriting to green light transactions; draft and negotiate term sheets with clients (interfacing with legal counsel); work with underwriting partners to help shepherd internal approvals; negotiate legal documentation and manage an efficient closing process
Interface with banker coverage and other partners to coordinate execution of transactions and to effectively meet deal timelines
Exhibit business and credit judgment as well as to provide balanced assessments in working with internal team members and partners
Maintain a strong attention to detail and complete work in assigned timeframes.
Requirements:
A minimum of 2-3 years of experience in Asset Based Finance
Bachelor’s degree
Skills:
- Strong financial, analytic, and credit skills
- Experience in working with complex capital structures
- Team player, able to facilitate strong partnerships
- Excellent written and presentation skills
Job Family Group:
Commercial and Business Sales
Job Family:
Commercial Product Sales
Time Type:
Full time
Primary Location:
New York New York United States
Primary Location Full Time Salary Range:
$109,120.00 - $163,680.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Please see the requirements listed above.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Jul 01, 2026
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi .
View Citi’s EEO Policy Statement and the Know Your Rights poster.
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