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AFC Officer, Transaction Monitoring leadership role in Luxembourg, focused on overseeing investigations and strengthening regulatory compliance.
Join Deutsche Bank’s Anti‑Financial Crime team to guide analysts, manage AML/CTF investigations, and drive operational excellence.
Job Information
Title: AFC Officer, Transaction Monitoring (AFC) Job ID: R0428799 Full/Part‑Time: Full‑time Regular/Temporary: Regular Listed: 2026‑03‑24 Location: Luxemburg Position Overview Location: Luxembourg Department: Anti‑Financial Crime (AFC) - Transaction Monitoring Job Type: Full‑time
Purpose For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities. Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management division. Together we can make a great impact for our clients home and abroad, securing their lasting success and financial security.
Position Overview
Location: Luxembourg
Role Overview
AFC serves to ensure that Deutsche Bank acts with integrity and discipline regarding the legal and regulatory requirements of the AML regime. AFC vision is to ‘Proactively protect our clients, our bank, and our society from financial crime risk ’AFC mission is to ‘Continually enhance an effective, efficient and sustainable financial crime control framework’ We are seeking a highly motivated and experienced AFC Officer - Transaction Monitoring to join our Anti‑Financial Crime (AFC) team in Luxembourg. This critical role involves leading a team of Transaction Monitoring investigators/analysts responsible for identifying, investigating, and reporting suspicious financial activity across various business lines. The successful candidate will play a pivotal role in strengthening Deutsche Bank's financial crime defences, ensuring compliance with global regulatory requirements, and driving operational excellence within the Transaction Monitoring function.
Responsibilities
- Team Leadership & Development: o Lead, mentor, and develop a team of Transaction Monitoring investigators/analysts, fostering a high‑performance culture focused on quality, efficiency, and compliance. o Oversee daily operations, workload allocation, performance management, and career development for team members. o Provide expert guidance and coaching on complex investigations, typologies, and regulatory expectations. o Conduct regular performance reviews, identify training needs, and ensure continuous professional development for the team.
- Transaction Monitoring Investigations: o Oversee the end‑to‑end investigation process of suspicious alerts generated by various Transaction Monitoring systems. o Ensure timely and accurate review, analysis, and disposition of alerts, including conducting enhanced due diligence where necessary. o Guide the team in preparing high‑quality Suspicious Activity Reports (SARs) / Suspicious Transaction Reports (STRs) and other regulatory filings, ensuring adherence to internal policies and regulatory standards. o Provide quality assurance oversight of team's investigations and documentation.
- Operational Excellence & Process Improvement: o Identify and implement process efficiencies and improvements within the Transaction Monitoring workflow to enhance detection capabilities, reduce false positives, and optimize operational costs. o Contribute to the ongoing development and calibration of Transaction Monitoring rules, scenarios, and models in collaboration with analytics and technology teams. o Develop and maintain robust operational procedures, guidelines, and best practices for the team. o Utilize data and metrics to monitor team performance, identify trends, and drive continuous improvement initiatives.
- Regulatory Compliance & Risk Management: o Ensure the team's strict adherence to all relevant AML/CTF laws, regulations (e.g., BSA, Patriot Act, 4th/5th AMLD, Luxembourg AML regulations), internal policies, and global AFC standards. o Stay abreast of evolving financial crime typologies, regulatory expectations, and industry best practices to proactively address emerging risks. o Participate in internal and external audits, regulatory examinations, and provide necessary documentation and explanations. o Collaborate with other AFC functions (e.g., Sanctions, Anti‑Bribery & Corruption, KYC) to ensure a holistic approach to financial crime risk management.
- Stakeholder Management: o Collaborate effectively with internal stakeholders across business lines, Technology, Operations, Compliance, and other AFC functions. o Communicate complex financial crime issues and investigation outcomes clearly and concisely to senior management and other relevant parties. o Represent the Transaction Monitoring team in various forums and committees as required.
Skills
Education: Bachelor's degree in Finance, Economics, Business Administration, Criminal Justice, or a related field. Master's degree or relevant professional certifications (e.g., CAMS, ICA Diploma in Anti‑Money Laundering) strongly preferred.
Experience: o Minimum of 7‑10 years of experience in Anti‑Financial Crime, with a significant focus on Transaction Monitoring within a large financial institution. o Proven experience in a leadership or supervisory role, managing and developing teams of financial crime investigators/analysts. o Demonstrated expertise in AML/CTF regulations, financial crime typologies, and investigation techniques, with specific knowledge of Luxembourgish AML regulations being a significant advantage. o Experience with major Transaction Monitoring systems (e.g. Smaragd, Actimize, Mantas, Quantexa) and case management tools. o Strong understanding of banking products, services, and associated financial crime risks.
Technical Skills: o Proficiency in Transaction Monitoring systems and AFC tools. o Strong analytical and problem‑solving skills, with the ability to interpret complex data and identify suspicious patterns. o Advanced proficiency in Microsoft Office Suite (Excel, PowerPoint, Word). o Familiarity with data analytics tools or SQL is a plus.
Soft Skills: o Excellent written and verbal communication skills, with the ability to articulate complex issues clearly and concisely to diverse audiences. o Strong leadership, coaching, and mentoring abilities, with a passion for developing talent. o Exceptional attention to detail and ability to maintain accuracy under pressure. o Ability to work effectively in a fast‑paced, dynamic, and highly regulated environment. o High level of integrity, ethical conduct, and sound judgment.
The successful candidate will be asked to present a recent criminal record.
Well‑being & Benefits
Emotionally and mentally balanced: We support you in maintaining good mental health. Benefit from initiatives such as training events, counseling and support in difficult life situations and a culture where you can openly speak about mental health. Reach out to our Mental Health First Aiders. Physically thriving: We support you managing your physical health by taking appropriate preventive measures and providing a workplace that helps you thrive. We offer an in‑house gym, standing desks, medical check‑ups and promote healthier ways of working. Socially connected: We strongly believe in collaboration, inclusion and feeling connected to open up new perspectives and strengthen our self‑confidence and well‑being. Our local benefits vary from different types of leave, sports groups to engage with colleagues while keeping physically active and a hybrid working model. Financially secure: We support you to meet personal financial goals during your active career and for the future. Thus, we offer two pension contribution plans, a worldwide accident insurance, private insurance discounts, special conditions as a Deutsche Bank employee with several retail banks in Luxembourg, public transportation reimbursement, lunch voucher scheme, company car participation, as well as a Corporate Benefits platform. Wir streben eine Unternehmenskultur an, in der wir gemeinsam jeden Tag das Beste geben. Dazu gehören verantwortungsvolles Handeln, wirtschaftliches Denken, Initiative ergreifen und zielgerichtete Zusammenarbeit. Gemeinsam teilen und feiern wir die Erfolge unserer Mitarbeiter*innen. Gemeinsam sind wir die Deutsche Bank Gruppe.
Legal Note
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